:root{
  --paper:#ffffff;
  --paper-2:#f4f6f8;
  --paper-3:#e8edf1;
  --ink:#111a22;
  --ink-2:#41525f;
  --navy:#0d2b45;
  --navy-2:#173f61;
  --teal:#0f7a76;
  --teal-2:#0aa19b;
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  --rule-2:#9fb2be;
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  --wrap:1160px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);
  font-size:1.0625rem;line-height:1.68;font-variant-numeric:tabular-nums}
body.od-locked{overflow:hidden}
img,svg{max-width:100%;height:auto}
a{color:var(--navy);text-decoration:underline;text-underline-offset:.18em;
  text-decoration-thickness:.06em;text-decoration-color:var(--rule-2)}
a:hover{color:var(--teal);text-decoration-color:currentColor}
:focus-visible{outline:3px solid var(--teal-2);outline-offset:2px}
h1,h2,h3,h4{line-height:1.2;letter-spacing:-.012em;margin:0}
h1{font-size:clamp(2rem,4.6vw,3.1rem);font-weight:640}
h2{font-size:clamp(1.35rem,2.4vw,1.85rem);font-weight:620}
h3{font-size:1.1rem;font-weight:640}
p{margin:0 0 1.05rem}
.od-wrap{max-width:var(--wrap);margin:0 auto;padding:0 clamp(1rem,4vw,2.25rem)}
.od-skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;
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.od-skip:focus{left:.5rem;top:.5rem}
.od-label{font-family:var(--mono);font-size:.7rem;letter-spacing:.13em;text-transform:uppercase;
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.od-strip{background:var(--navy);color:#dce8ef;font-family:var(--mono);font-size:.735rem;
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.od-strip p{margin:0}
.od-hd{border-bottom:1px solid var(--rule);background:var(--paper);position:sticky;top:0;z-index:60}
.od-hd-in{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;
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.od-mark svg{width:30px;height:30px;flex:none}
.od-mark span small{display:block;font-family:var(--mono);font-size:.62rem;letter-spacing:.14em;
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.od-nav a:hover{color:var(--navy)}
.od-nav a[aria-current="page"]{color:var(--navy);border-bottom-color:var(--teal);font-weight:600}
main{display:block}
.od-hero{border-bottom:1px solid var(--rule);background:
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.od-hero-in{display:grid;grid-template-columns:1.12fr .88fr;gap:clamp(1.5rem,4vw,3.5rem);
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.od-cta{display:flex;flex-wrap:wrap;gap:.7rem;margin-top:1.6rem}
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.od-btn:hover{background:var(--navy-2);color:#fff}
.od-btn-2{background:transparent;color:var(--navy)}
.od-btn-2:hover{background:var(--paper-3);color:var(--navy)}
.od-chart{border:1px solid var(--rule);background:var(--paper);padding:1rem}
.od-stats{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--rule);
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.od-stats div{padding:1.15rem clamp(.9rem,2vw,1.5rem);border-left:1px solid var(--rule)}
.od-stats div:first-child{border-left:0}
.od-stats b{display:block;font-family:var(--mono);font-size:1.75rem;color:var(--navy);
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.od-stats span{font-family:var(--mono);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;
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.od-marks span::before{content:"·";color:var(--teal);margin-right:.5rem;font-weight:700}
section.od-band{padding:clamp(2.4rem,5.5vw,4rem) 0;border-bottom:1px solid var(--rule)}
section.od-band.alt{background:var(--paper-2)}
.od-head{max-width:44em}
.od-head h2{margin-bottom:.85rem}
.od-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(258px,1fr));gap:1.15rem;
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.od-card{border:1px solid var(--rule);background:var(--paper);padding:1.35rem 1.3rem 1.45rem;
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.od-card b{display:block;font-family:var(--mono);font-size:.72rem;letter-spacing:.12em;
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.od-card h3{margin-bottom:.5rem}
.od-card p{margin:0;font-size:.95rem;color:var(--ink-2)}
.od-steps{list-style:none;margin:1.8rem 0 0;padding:0;counter-reset:s}
.od-steps li{counter-increment:s;position:relative;padding:0 0 1.15rem 3.1rem;
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.od-steps li:last-child{padding-bottom:0;border-left-color:transparent}
.od-steps li::before{content:counter(s,decimal-leading-zero);position:absolute;left:-.95rem;top:0;
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.od-steps b{display:block;font-size:1rem}
.od-steps span{font-size:.95rem;color:var(--ink-2)}
.od-fmt{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:0;
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.od-fmt div{padding:1.2rem 1.25rem;border-right:1px solid var(--rule);
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.od-fmt b{display:block;font-size:.98rem;margin-bottom:.35rem;color:var(--navy)}
.od-fmt p{margin:0;font-size:.92rem;color:var(--ink-2)}
.od-tags{display:flex;flex-wrap:wrap;gap:.5rem;margin-top:1.3rem;padding:0;list-style:none}
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.od-item .od-label{margin-bottom:.4rem}
.od-item h3{margin-bottom:.45rem}
.od-item h3 a{text-decoration:none;color:var(--navy)}
.od-item h3 a:hover{color:var(--teal)}
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.od-body{padding:clamp(2rem,5vw,3.5rem) 0}
.od-prose{max-width:44em}
.od-prose h2{margin:2.5rem 0 .9rem;padding-top:1.3rem;border-top:1px solid var(--rule)}
.od-prose h2:first-child{margin-top:0;padding-top:0;border-top:0}
.od-prose h3{margin:1.7rem 0 .6rem}
.od-page-head{max-width:46em;margin-bottom:2.4rem}
.od-page-head h1{margin:.4rem 0 1rem}
.od-page-head .od-lede{font-size:1.09rem;color:var(--ink-2)}
.od-meta{font-family:var(--mono);font-size:.71rem;letter-spacing:.06em;color:var(--ink-2);
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figure.od-tbl{margin:1.9rem 0;overflow-x:auto;border:1px solid var(--rule)}
figure.od-tbl figcaption{font-family:var(--mono);font-size:.72rem;letter-spacing:.08em;
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table{border-collapse:collapse;width:100%;font-size:.925rem;background:var(--paper)}
th,td{text-align:left;padding:.72rem .95rem;border-bottom:1px solid var(--rule);vertical-align:top}
thead th{background:var(--paper-3);color:var(--navy);font-family:var(--mono);font-size:.735rem;
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tbody tr:last-child td{border-bottom:0}
tbody tr:nth-child(even) td{background:var(--paper-2)}
.od-check{margin:1.7rem 0;padding:1.35rem 1.4rem;background:var(--paper-2);
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.od-check h3{font-family:var(--mono);font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;
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.od-check ul{margin:0;padding:0;list-style:none}
.od-check li{position:relative;padding:.32rem 0 .32rem 1.7rem;font-size:.95rem}
.od-check li::before{content:"";position:absolute;left:0;top:.85rem;width:.62rem;height:.62rem;
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.od-note{margin:1.7rem 0;padding:1.25rem 1.35rem;border:1px solid var(--rule-2);
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.od-note b{display:block;font-family:var(--mono);font-size:.74rem;letter-spacing:.09em;
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.od-note p:last-child{margin-bottom:0}
.od-time{list-style:none;margin:1.7rem 0;padding:0}
.od-time li{display:grid;grid-template-columns:8.5rem 1fr;gap:1rem;padding:.7rem 0;
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.od-time li:last-child{border-bottom:0}
.od-time b{font-family:var(--mono);font-size:.76rem;letter-spacing:.06em;color:var(--teal);
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dl.od-terms{margin:1.9rem 0 0;padding:0;border-top:1px solid var(--rule)}
dl.od-terms>div{padding:.95rem 0;border-bottom:1px solid var(--rule)}
dl.od-terms dt{font-weight:640;color:var(--navy);font-size:1rem}
dl.od-terms dd{margin:.3rem 0 0;font-size:.95rem;color:var(--ink-2)}
details.od-q{border:1px solid var(--rule);background:var(--paper);margin:.7rem 0}
details.od-q summary{cursor:pointer;padding:.85rem 1.1rem;font-weight:600;font-size:.98rem;
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details.od-q summary::-webkit-details-marker{display:none}
details.od-q summary::after{content:"+";font-family:var(--mono);color:var(--teal)}
details.od-q[open] summary::after{content:"\2013"}
details.od-q div{padding:0 1.1rem 1.05rem;font-size:.95rem;color:var(--ink-2)}
details.od-q div p:last-child{margin-bottom:0}
.od-grid-guide{display:grid;grid-template-columns:1fr 250px;gap:clamp(1.6rem,4vw,3rem);
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.od-rail{position:sticky;top:96px;border:1px solid var(--rule);background:var(--paper-2);
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.od-rail b{display:block;font-family:var(--mono);font-size:.7rem;letter-spacing:.11em;
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.od-rail ol{margin:0;padding:0 0 0 1.35rem}
.od-rail li{margin-bottom:.42rem}
.od-rail a{text-decoration:none;color:var(--ink-2)}
.od-rail a:hover{color:var(--navy);text-decoration:underline}
.od-sec{margin:0 0 2.3rem;padding-top:1.6rem;border-top:1px solid var(--rule)}
.od-sec:first-of-type{padding-top:0;border-top:0}
.od-sec h2{display:flex;gap:.8rem;align-items:baseline;margin-bottom:.9rem}
.od-sec h2 i{font-family:var(--mono);font-style:normal;font-size:.85rem;color:var(--teal);
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.od-calc{border:1px solid var(--navy);background:var(--paper);margin:2rem 0}
.od-calc h3{background:var(--navy);color:#fff;margin:0;padding:.85rem 1.15rem;font-size:.98rem}
.od-calc-in{padding:1.3rem 1.25rem}
.od-fields{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:1rem;
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.od-fields label{display:block;font-family:var(--mono);font-size:.72rem;letter-spacing:.07em;
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.od-fields input,.od-fields select{width:100%;padding:.6rem .7rem;font:inherit;font-size:.95rem;
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.od-form{border:1px solid var(--rule);background:var(--paper-2);padding:clamp(1.2rem,3vw,1.8rem);
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.od-form>p{font-size:.95rem;color:var(--ink-2)}
.od-form .od-fields{margin-bottom:1rem}
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.od-consent-row input{margin:.28rem 0 0;flex:none;width:1.05rem;height:1.05rem;accent-color:var(--teal)}
.od-consent-row label{color:var(--ink-2)}
.od-form-note{font-size:.9rem;color:var(--ink-2);border-left:3px solid var(--rule-2);
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.od-out{border-top:1px solid var(--rule);padding-top:1.05rem;margin-top:.4rem}
.od-out dl{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:.9rem;
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.od-out dt{font-family:var(--mono);font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;
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.od-out dd{margin:.2rem 0 0;font-family:var(--mono);font-size:1.3rem;color:var(--navy)}
.od-err{color:#8c2f1c;font-size:.92rem;margin:0 0 .8rem}
code{font-family:var(--mono);font-size:.86em;background:var(--paper-3);padding:.12rem .35rem}
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.od-op dd{margin:0}
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.od-ft a{color:#e6eef4;text-decoration:none}
.od-ft a:hover{color:#fff;text-decoration:underline}
.od-ft-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:1.8rem}
.od-ft h2{font-family:var(--mono);font-size:.72rem;letter-spacing:.11em;text-transform:uppercase;
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.od-ft ul{margin:0;padding:0;list-style:none}
.od-ft li{padding:.2rem 0}
.od-ft-mark{color:#fff;font-weight:640;font-size:1.02rem;margin-bottom:.5rem}
.od-ft-note{font-size:.87rem;color:#9fb8c7;margin:0}
.od-disc{margin-top:2.2rem;padding:1.25rem 1.35rem;border:1px solid #2b5474;background:#0a2238;
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.od-disc p{margin:0}
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.od-ghost{background:none;border:1px solid #2b5474;color:#c6d6e1;font:inherit;font-family:var(--mono);
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.od-ghost:hover{border-color:#7fb3b0;color:#fff}
.od-modal{position:fixed;inset:0;z-index:200;display:none;align-items:center;justify-content:center;
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.od-modal[data-open="true"]{display:flex}
.od-modal-box{background:var(--paper);border:1px solid var(--rule-2);max-width:640px;width:100%;
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.od-modal-box h2{margin-bottom:.9rem}
.od-modal-box p{font-size:.96rem}
.od-modal-box ul{font-size:.95rem;padding-left:1.2rem}
.od-consent{position:fixed;left:0;right:0;bottom:0;z-index:150;display:none;
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.od-consent[data-open="true"]{display:block}
.od-consent-in{max-width:var(--wrap);margin:0 auto;display:flex;flex-wrap:wrap;gap:1rem 1.6rem;
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.od-consent p{margin:0;max-width:60ch}
.od-consent a{color:#fff}
.od-consent-btns{display:flex;flex-wrap:wrap;gap:.6rem}
.od-consent button{font:inherit;font-size:.86rem;font-weight:600;padding:.6rem 1.05rem;
  cursor:pointer;border:1px solid #fff;background:#fff;color:var(--navy)}
.od-consent button.alt{background:transparent;color:#fff}
@media (max-width:900px){
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}
@media (max-width:640px){
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  .od-stats{grid-template-columns:1fr}
  .od-stats div{border-left:0;border-top:1px solid var(--rule)}
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  .od-ft-grid{grid-template-columns:1fr}
  .od-time li{grid-template-columns:1fr;gap:.2rem}
  .od-op dl{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}
@media print{.od-hd,.od-strip,.od-modal,.od-consent,.od-rail{display:none!important}}